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What people think about Michael Smith - Ameriprise Financial Services, LLC?
Said I was approved for a payday loan. Have been waiting 2 days, still no funds I my account. I conclude it’s scam.
Boris Medhurst
APR too high. People usually take loans because they’re having a hard time. These loans put you further into debt. Maybe they should lower their rates a little…
Brenden Nolan PhD
Said I was approved for a cash advance loan. Have been waiting 5 days, still no money I my account. I suppose it’s fraud.
Hazle Lowe PhD
Ridiculous APR. Had to pay off really A LOT. Read the contract carefully before signing the terms and rates. Had too many problems. Client service was unsatisfactory too. The lady in the office was very impolite. Not recommended. Better seek another loan provider.
Ms. Queen Lehner
Important
The previous three items charactirize a precise financial institution. But below you can read common details about payday loans.
Payday Loans in Gorham, New York
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.
It is hassle-free and fast to get accepted for payday loans in Gorham, New York. The interest rate will be set individually for each applicant and will depend on the personal details the consumer provided.
25% small loan cap
Advantages of Michael Smith - Ameriprise Financial Services, LLC that offers payday loans in Gorham, New York
- 24/7 service. This means you can apply and get funds at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account very quickly.
- High approval chances. 94% of borrowers are approved.
- Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
Submit your application to recieve a loan offer, then review its terms and rates.
Why people apply for payday loans?
Payday loans for bad credit
Having a bad credit score automatically disqualifies you from getting a bank loan. Payday loans give borrowers with a poor credit score an increased chance to get accepted for such loans. A payday loan may be the only loan available for some borrowers to help them out of fix. If you take out such a loan, it is important that you always borrow within your means and pay off your loan commitments without delays.
To get accepted for a loan, you must comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator helps to quickly calculate the annual percentage rate. It’s easy to find out the real cost of the cash advance loan even before applying.
Other Payday Lenders in Gorham, Maine
Walmart Money Center
250 W Broadway, Lincoln, ME 04457, USA
+1 (207) 794-8436
www.riamoneytransfer.com
Atlantic Federal Credit Union
327 Main St, Cumberland, ME 04021, USA
+1 (207) 489-3039
www.atlanticfcu.com
ATM (Key Bank)
369 Main St, Norway, ME 04268, USA
