Gardiner Federal Credit Union Payday Loans Review - Gardiner, Maine

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3.9 12 reviews

Organization owner?

420 Brunswick Ave, Gardiner, ME 04345, USA

+1 (207) 582-2676

gardinerfcu.org

Thursday

8AM–5PM

Friday

8AM–5PM

Saturday

Closed

Sunday

Closed

Monday
(Patriots' Day)

8AM–5PM

Hours might differ

Tuesday

8AM–5PM

Wednesday

9AM–5PM

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Further there will be presented the details about not a certain lender. The information below will define common information about payday loans and its specific features.

Payday Loans in Gardiner, New York

Payday loans are a kind of loans issued by payday lender to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Such financial products as payday loan in Gardiner, New York is issued simply and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more payday loans you pay back off, the more reasonable rates a borrower will recieve.

APR

25% small loan cap

How will Gardiner Federal Credit Union help take out a loan in Gardiner, New York?

Round the clock service. Every borrower may address the service round the clock. The borrowed funds will be credited to account. You won't be asked to attend any store.
No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online request. You have to fill in an online application only. It will be processed within minutes. The funds are deposited in 24 business hours.
Fast and high approval level. The positive answer counts almost 98%.
Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to take out a payday loan from online lenders.

Fill in an application

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

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Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by payday lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Gardiner, ny will assess other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit rating.

The following general points will be rated before applying for a cash advance: