Financial Institutions Bureau Payday Loans Review - Gardiner, Maine

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124 Northern Ave, Gardiner, ME 04345, USA
+1 (207) 624-8570
www.maine.gov
Thursday
9AM–6PM
Friday
9AM–5PM
Saturday
9AM–2PM
Sunday
Closed
Monday
(Patriots' Day)
9AM–6PM
Hours might differ
Tuesday
9AM–7PM
Wednesday
9AM–6PM
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Above-defined info provides the details about a definite lender. Below-shown info is devoted to common information about payday loans.

Payday Loans in Gardiner, New York

A short-term loan is known as a payday loan. This is a kind of a financial product issued for several weeks. Available loan amounts are from $100-$1,000.

It is easy and quick to issue loans in Gardiner, New York. The rates are set on an individual basis: if a borrower repays as much payday loans as possible, he will be provided one of the most reasonable terms and rates.

APR

25% small loan cap

How will Financial Institutions Bureau help issue a loan in Gardiner, New York?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Money are taken out around the clock. The payday loan will be sent to a bank account, so a personal visit to the store is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is taken into account by financial institutions. Microfinance organizations in Gardiner, ny consider this circumstance not a drawback to issue a loan. The recipient of a loan should be prepared to objectively estimate financial capabilities, take out a loan, pay off the debt on a due date and not only solve current issues, but improve the credit rating.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator serves to calculating the APR. This is a definite cost of the loan.

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Other Payday Lenders in Gardiner, Maine

Fresh Start Finance Company

315 North St, Houlton, ME 04730, USA

+1 (207) 532-9788

www.yorksofhoulton.com

Norway Savings Bank

621 Roosevelt Trail, Naples, ME 04055, USA

+1 (207) 693-6224

www.norwaysavings.bank

Norway Savings Bank

8 Mallett Dr, Freeport, ME 04032, USA

+1 (207) 865-6141

www.norwaysavings.bank

Bank of Maine

240 US-1, Falmouth, ME 04105, USA

+1 (207) 221-8102

www.camdennational.com

Camden National Bank

156 Main St, Belfast, ME 04915, USA

+1 (207) 338-4650

www.camdennational.com

Bank of America ATM (Drive-thru)

478 US-1, Yarmouth, ME 04096, USA

+1 (844) 401-8500

locators.bankofamerica.com

KeyBank

471 Main St, Springvale, ME 04083, USA

+1 (207) 324-3362

www.key.com

George Dumond - Prudential Financial

286 W Main St Suite 101, Fort Kent, ME 04743, USA

+1 (207) 834-6570

www.prudential.com

Evergreen Credit Union

799 Broadway, South Portland, ME 04106, USA

+1 (207) 221-5000

www.egcu.org