Midcoast Federal Credit Union Payday Loans Review - Freeport, Maine

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3.8 4 reviews

186 Lower Main St, Freeport, ME 04032, USA
+1 (207) 865-4443
www.midcoastfcu.me
Saturday
9AM–12PM
Sunday
Closed
Monday
(Patriots' Day)
8AM–4:30PM
Hours might differ
Tuesday
8AM–4:30PM
Wednesday
9AM–4:30PM
Thursday
8AM–4:30PM
Friday
8AM–4:30PM

Domain Info

Testimonials

Feedback about Midcoast Federal Credit Union?

Here you get acquainted with the reviews of our customers.
Note

Pay Attention

Lenders are described in the first three points. Below info specifies common information about payday loans.

Payday Loans in Freeport, New York

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is issued for cutomers.

This financial product in Freeport, New York is taken out simply and quickly. The interest percentage is specified considering the category of the client: the more loans are successfully repaid, the more reasonable terms will be guaranteed to you.

APR

25% small loan cap

How will Midcoast Federal Credit Union help issue a payday loan in Freeport, New York?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Funds are issued around the clock. The deposit will be sent to a card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to reject the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Freeport, New York. They estmate many other factors before issuing a loan. One of them is financial capabilities. This is a way to improve your credit history.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is intended to calculating the annual percentage rate. This is a exact cost of the payday loan.

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