Acadia Federal Credit Union Payday Loans Review - Fort Kent, Maine

Your personal information is safe with us
4.8 11 reviews

9 E Main St, Fort Kent, ME 04743, USA
+1 (207) 834-6167
www.acadiafcu.org
Thursday
8:30AM–5PM
Friday
8:30AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
(Patriots' Day)
8:30AM–5PM
Hours might differ
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Testimonials

Feedback about Acadia Federal Credit Union?

Here you see the reviews of our clients.
Note

Pay Attention

Further there will be shown the details about not a definite lending company. The information below will tell about general information about payday loans and its specific aspects.

Payday Loans in Fort Kent, Maine

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small amount is approved: $100-$1,000.

Such financial products as payday loan in Fort Kent, Maine is taken out simply and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more loans you pay back off, the more favorable rates a client will recieve.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will Acadia Federal Credit Union help issue a loan in Fort Kent, Maine?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Funds are taken out around the clock. The loan will be sent to a card, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to deny the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Fort Kent, Maine. They assess many other factors before taking out a payday loan. One of them is financial capabilities. This is a way to enhance your credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the APR of the loan, you are welcome to apply the calculator. It will determine the cost of the loan.

Let's see

Other Payday Lenders in Fort Kent, Maine

Northeast Bank Insurance Group: Caron Lyne

235 Western Ave, Augusta, ME 04330, USA

+1 (207) 622-3188

www.northeastbank.com

Camden National Bank

161 Pleasant St, Brunswick, ME 04011, USA

www.camdennational.com

Back Cove Financial

56 Depot Rd, Falmouth, ME 04105, USA

+1 (207) 541-9500

www.backcovefinancial.com

Bangor Savings Bank

180 Middle St, Portland, ME 04103, USA

www.bangor.com

Norway Savings Bank

446 Forest Ave, Portland, ME 04101, USA

+1 (207) 772-0017

www.norwaysavings.bank

Bangor Savings Bank

460 US-1, York, ME 03909, USA

+1 (207) 363-0731

www.bangor.com

Camden National Bank

640 Main St, Saco, ME 04072, USA

+1 (207) 283-3219

www.camdennational.com

Machias Savings Bank

138 North St, Houlton, ME 04730, USA

+1 (207) 532-7996

www.machiassavings.bank

People's United Bank

467 Congress St, Portland, ME 04101, USA

+1 (207) 828-3000

branches.peoples.com