University Credit Union - Farmington Payday Loans Review - Farmington, Maine

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3.7 6 reviews

154 High St, Farmington, ME 04938, USA
+1 (800) 696-8628
www.ucumaine.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
(Patriots' Day)
9AM–4PM
Hours might differ
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

2011-01-10

Mailing Address

Maine

United States

Company Name

University Credit Union

University Credit Union

Testimonials

Feedback about University Credit Union - Farmington?

Here you get acquainted with the feedback of our clients.
Note

Pay Attention

The first three points describe the certain lending company. In other turn, below-defined info makes readers get acquainted shared information about payday loans.

Payday Loans in Farmington, New York

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

Payday loans in Farmington, New York are issued easily. The interest rate is dependent on the borrower's person-related data: if you repay more payday loans, the more efficient terms and rates lenders offer.

APR

25% small loan cap

How will University Credit Union - Farmington help issue a payday loan in Farmington, New York?

  • Round the clock service. Every borrower may address the service round the clock. The borrowed funds will be deposited to bank account. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be considered in a matter of minutes. The funds are deposited in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to take out a loan from online lenders.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is reviewed by financial institutions. Microfinance organizations in Farmington, ny review this circumstance not a drawback to issue a loan. The customer of a payday loan should be ready to objectively assess financial solvency, issue a loan, pay back the debt on a due date and not only resolve current difficulties, but improve the credit history.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will define the cost of the loan. It takes seconds to see the outcome.

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