Atlantic Federal Credit Union Payday Loans Review - Cumberland Center, Maine

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4.5 8 reviews

327 Main St, Cumberland, ME 04021, USA
+1 (207) 489-3039
www.atlanticfcu.com
Saturday
Closed
Sunday
Closed
Monday
(Patriots' Day)
8:30AM–4PM
Hours might differ
Tuesday
8:30AM–4PM
Wednesday
9AM–4PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM

Domain Info

Created Date

2015-08-26

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

FL

32256

United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

xt2393ye2qu@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

Feedback about Atlantic Federal Credit Union?

Here you read the feedback of our clients.
Note

Pay Attention

Above-shown info offers the details about a definite lending company. Below-shown info is oriented on shared information about payday loans.

Payday Loans in Cumberland Center, Maine

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small amount is approved: $100-$1,000.

Such financial products as payday loan in Cumberland Center, Maine is issued easily and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more cash advance you pay back off, the more reasonable rates a customer will recieve.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will Atlantic Federal Credit Union help take out a loan in Cumberland Center, Maine?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with person-related data. It will take several minutes to consider the form. The funds are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Cumberland Center, me will assess other aspects like solvency and approve a payday loan. This is a way to enhance your credit rating.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the annual percentage rate of the loan, you are welcome to use the calculator. It will determine the cost of the loan.

Let's see

Other Payday Lenders in Cumberland Center, Maine

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TD Bank

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Androscoggin Bank Business Development Center (not a branch location by appointment only)

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www.androscogginbank.com

Norway Savings Bank

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+1 (207) 885-0742

www.norwaysavings.bank

Bar Harbor Bank & Trust

385 Main St, Winter Harbor, ME 04693, USA

+1 (207) 963-5800

www.barharbor.bank

Partners Bank

408 US-1, York, ME 03909, USA

+1 (888) 226-5747

www.partnersbankonline.com

Gorham Savings Bank

766 Roosevelt Trail, Windham, ME 04062, USA

+1 (207) 892-2621

www.gorhamsavings.bank

RepubliCash, LLC

312 St John St, Portland, ME 04102, USA

+1 (207) 780-9988

www.republicash.com