The County Federal Credit Union Payday Loans Review - Caribou, Maine

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4 4 reviews

82 Bennett Dr, Caribou, ME 04736, USA
+1 (877) 318-3838
www.countyfcu.org
Thursday
8AM–5PM
Friday
8AM–6PM
Saturday
8AM–12PM
Sunday
Closed
Monday
(Patriots' Day)
8AM–5PM
Hours might differ
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Testimonials

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Above there are details about a exact lender. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Caribou, Maine

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small loan is issued: $100-$1,000.

Payday loans in Caribou, Maine are taken out easily. The interest percentage is conditional on the customer's personal data: if you repay more payday loans, the more favorable terms and rates payday lending companies guarantee.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will The County Federal Credit Union help take out a payday loan in Caribou, Maine?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Money are taken out day and night. The payday loan will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is taken into account by financial institutions. Payday lenders in Caribou, me review this circumstance not a drawback to take out a loan. The borrower of a loan should be prepared to objectively assess financial capabilities, take out a loan, pay off the debt on a due date and not only solve current issues, but enhance the credit score.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator shows the cost of the payday loan known as APR.

Let's see

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Bangor Savings Bank

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Camden National Bank

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Bangor Savings Bank

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TD Bank Administrative Offices

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+1 (888) 751-9000

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Health First Federal Credit Union

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Community Credit Union

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+1 (207) 783-2096

www.communitycreditunion.com