Machias Savings Bank Payday Loans Review - Caribou, Maine

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4.2 5 reviews

142 Bennett Dr, Caribou, ME 04736, USA
+1 (207) 498-6014
www.machiassavings.bank
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
(Patriots' Day)
8AM–5PM
Hours might differ
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Testimonials

What people think about Machias Savings Bank?

Below you see some of the opinions of our clients.
Note

Pay Attention

The above-given information provides the details about a definite lending service. The information below is about common information about payday loans.

Payday Loans in Caribou, Maine

A payday loan is a short-term loan that can help you deal with emergency cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

It is hassle-free and speedy to get accepted for payday loans in Caribou, Maine. The APR will be set individually for each consumer and will depend on the personal details the person entered.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

Advantages of Machias Savings Bank that offers payday loans in Caribou, Maine

  • 24/7 service. This means you can apply and get funds around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account very quickly.
  • High approval chances. 94% of applications are approved.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for approval.

Common reasons

Why people take out payday loans?

Car expenses

30%
Treatment

21%
Vacation

17%
Clothes

13%
Home improvement

13%
Debt Consolidation

9%
Bad Credit Approved

Payday loans for bad credit

Having a bad credit score automatically disqualifies people from getting a bank loan. Payday loans give individuals with a poor credit score an increased chance to get approved for payday loans. A payday loan may be the only loan available for some people to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your means and repay your loan commitments in good time.

To get accepted for a loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and learn the real cost of the cash advance loan immediately.

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Other Payday Lenders in Caribou, Maine

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Town and Country Federal Credit Union

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Androscoggin Bank

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KeyBank

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KeyBank

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Tlc Loan Processing & Marketing

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