Machias Savings Bank Payday Loans Review - Calais, Maine

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4.3 3 reviews

210 North St, Calais, ME 04619, USA
+1 (207) 454-7178
www.machiassavings.bank
Thursday
8AM–4PM
Friday
8AM–4PM
Saturday
Closed
Sunday
Closed
Monday
(Patriots' Day)
8AM–4PM
Hours might differ
Tuesday
8AM–4PM
Wednesday
8AM–4PM
Testimonials

What people think about Machias Savings Bank?

Below you get acquainted with some of the reviews of our customers.
Note

Important

Above there is information about a definite loan provider. Below you can see common aspects of payday loans.

Payday Loans in Calais, Maine

Payday loans are short-term loans originally created to tide people over until payday. You can usually borrow from $100 to $1,000.

Payday loans are the easiest loans to qualify for in Calais, Maine. The entire process is fast. They are appoved right away and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

Advantages of Machias Savings Bank that offers payday loans in Calais, Maine

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive cash. The money will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to complete the application. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for a decision.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies consumers from getting a bank loan. Payday loans give individuals with a bad credit score an increased chance to get accepted for payday loans. A payday loan may be the only financial product available for some people to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your opportunities and pay back your loan commitments on time.

To get accepted for a cash advance, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator helps to quickly calculate the APR. It’s easy to learn the definite cost of the payday loan even before applying.

Let's see

Other Payday Lenders in Calais, Maine

Five County Credit Union

219 US-1, Yarmouth, ME 04096, USA

+1 (800) 750-0959

www.fivecounty.com

Bangor Savings Bank

31 Lily Bay Rd, Greenville, ME 04441, USA

+1 (207) 695-3713

www.bangor.com

OTIS Federal Credit Union

170 Main St, Jay, ME 04239, USA

+1 (207) 897-0900

www.otisfcu.coop

RepubliCash, LLC

886 Main St, Sanford, ME 04073, USA

+1 (207) 850-1025

www.republicash.com

TD Bank

14 Sweden St Suite 201, Caribou, ME 04736, USA

+1 (207) 498-2506

locations.td.com

Bangor Savings Bank

180 Middle St, Portland, ME 04103, USA

www.bangor.com

Saco Valley Credit Union

312 Main St, Saco, ME 04072, USA

+1 (207) 282-6169

www.sacovalley.org

Camden National Bank

6 E Main St, Vinalhaven, ME 04863, USA

+1 (207) 863-4877

www.camdennational.com

KeyBank ATM

Rockland, ME 04841, USA

locations.key.com