Truchoice Federal Credit Union Payday Loans Review - Biddeford, Maine

Your personal information is safe with us
3.7 6 reviews

6 Barra Rd, Biddeford, ME 04005, USA
+1 (207) 772-0808
www.trufcu.com
Saturday
Closed
Sunday
Closed
Monday
(Patriots' Day)
8:30AM–5PM
Hours might differ
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM

Domain Info

Created Date

2004-06-07

Mailing Address

PO BOX 10659

PORTLAND

ME

04104-6059

United States

Company Name

TruChoice Federal Credit Union

TruChoice Federal Credit Union

Contact Data

truit@trufcu.com

+1.2077720808

+1.2077732325

Testimonials

Feedback about Truchoice Federal Credit Union?

Here you see the feedback of our customers.
Note

Pay Attention

Further there will be given the details about not a definite lender. The information below will tell about shared information about payday loans and its specific aspects.

Payday Loans in Biddeford, Maine

Payday loan is taken out for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Biddeford, Maine is taken out simply and quickly. The interest rate is defined considering the category of the borrower: the more loans are successfully paid back, the more reasonable terms will be ensured to you.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will Truchoice Federal Credit Union help take out a loan in Biddeford, Maine?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Funds are taken out around the clock. The transfer will be sent to a bank account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of payday lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is processed by financial institutions. Lenders in Biddeford, me consider this circumstance not a hindrence to issue a loan. The recipient of a loan should be ready to objectively estimate financial solvency, take out a loan, pay back the debt on a due date and not only resolve current issues, but improve the credit score.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator shows the cost of the loan known as annual percentage rate.

Let's see

Other Payday Lenders in Biddeford, Maine

Citizens Bank ATM

801 Washington Ave, Portland, ME 04103, USA

www.citizensbank.com

Machias Savings Bank

138 North St, Houlton, ME 04730, USA

+1 (207) 532-7996

www.machiassavings.bank

Bangor Savings Bank

138 Main St, Pittsfield, ME 04967, USA

+1 (207) 487-4395

www.bangor.com

ATM (Key Bank)

5 Commercial St, Rockport, ME 04856, USA

Partners Bank

40 Sokokis Trail, East Waterboro, ME 04030, USA

+1 (888) 226-5747

www.partnersbankonline.com

MySunny.loan

55 Silver St #6, Waterville, ME 04901, USA

+1 (207) 692-7128

Central Maine Credit Union

836 Center St, Auburn, ME 04210, USA

+1 (207) 783-1475

www.centralmainecu.com

Bar Harbor Bank & Trust

366 Wilson St, Brewer, ME 04412, USA

+1 (207) 989-3532

www.barharbor.bank

Bar Harbor Bank & Trust

68 Washington St, Lubec, ME 04652, USA

+1 (207) 733-4931

www.barharbor.bank