KSW Federal Credit Union Payday Loans Review - Belfast, Maine

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3.3 6 reviews

135 Waldo Ave, Belfast, ME 04915, USA
+1 (207) 338-5160
www.kswfcu.org
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
(Patriots' Day)
9AM–5PM
Hours might differ
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Testimonials

What people think about KSW Federal Credit Union?

Below you see some of the testimonials of our clients.
Note

Pay Attention

The previous three items describe a definite company. But below you can read common data about payday loans.

Payday Loans in Belfast, New York

Payday loans are short-term loans originally invented to tide people over until payday. You can typically borrow from $100 to $1,000.

Payday loans may be an easy and speedy solution to a short-term problem in Belfast, New York. Loans from payday lenders can get you money same day. Your interest rate will depend on a few things.

APR

25% small loan cap

Advantages of KSW Federal Credit Union that offers payday loans in Belfast, New York

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive cash. The funds will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to complete the form. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of loan providers.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit rating you may still be able to take out a payday loan. Such loans are created to help meet the needs of individuals with bad credit scores. There are companies who may be ready to give you a payday loan even if you have a bad credit score. You will need a stable income to apply for a bad credit payday loan.

To get accepted for a loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you can use an online calculator. It will show the precise APR of your payday loan.

Let's see

Other Payday Lenders in Belfast, Maine

TD Bank

4 Scamman St Suite 6, Saco, ME 04072, USA

+1 (207) 284-4711

locations.td.com

Jerry Armand Jalbert | Fairway Independent Mortgage Corporation Loan Officer

460 Main St Suite 2, Springvale, ME 04083, USA

+1 (207) 450-4707

www.fairwayindependentmc.com

Advance Auto Parts

1364 Congress St Ste 1, Portland, ME 04102, USA

+1 (207) 774-1944

stores.advanceautoparts.com

First Federal Savings & Loan Association of Bath

283 Main St, Damariscotta, ME 04543, USA

+1 (207) 563-3111

www.firstfederalbath.com

Northeast Bank Insurance Group: Caron Lyne

235 Western Ave, Augusta, ME 04330, USA

+1 (207) 622-3188

www.northeastbank.com

ATM (Key Bank)

5 Commercial St, Rockport, ME 04856, USA

KeyBank

331 Main St, Rockland, ME 04841, USA

+1 (207) 594-1073

www.key.com

Kennebec Valley Federal Credit Union

299 Main St, Waterville, ME 04901, USA

Walmart Money Center

80 Waterville Commons Drive, Waterville, ME 04901, USA

+1 (207) 877-8774

www.riamoneytransfer.com