Machias Savings Bank Payday Loans Review - Bar Harbor, Maine

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3.8 4 reviews

96 Cottage St, Bar Harbor, ME 04609, USA
+1 (207) 288-5826
www.machiassavings.bank
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
(Patriots' Day)
8AM–5PM
Hours might differ
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Testimonials

Feedback about Machias Savings Bank?

Here you read the reviews of our customers.
Note

Pay Attention

Above there are details about a exact lending company. Below every user may grapple with the essence of payday loans.

Payday Loans in Bar Harbor, Maine

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.

Hassle-free financial products are considered as payday loans in Bar Harbor, me. They are issued at individually-set interest rates. They depend on personal data. It is also important to pay off as much payday loans as possible.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will Machias Savings Bank help take out a loan in Bar Harbor, Maine?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed funds will be deposited to account. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be considered in a matter of minutes. The money are deposited in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to issue a loan from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Lenders do not consider this factor the only one to issue a loan in Bar Harbor, Maine. The company will assess many points to qualify such as solvency. Payday loans will be a way to enhance your bad credit rating into a favorable one.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a payday loan, you should calculate its exact cost. This calculator will show the annual percentage rate of the loan.

Let's see

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