Bar Harbor Bank & Trust Payday Loans Review - Bangor, Maine

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3.5 4 reviews

992 Union St, Bangor, ME 04401, USA
+1 (207) 945-3038
www.barharbor.bank
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
(Patriots' Day)
9AM–4PM
Hours might differ
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Testimonials

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Pay Attention

Above-specified info provides the details about a definite lender. Below-specified info is devoted to common information about payday loans.

Payday Loans in Bangor, Maine

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is approved for clients.

This financial product in Bangor, Maine is taken out easily and quickly. The interest percentage is defined considering the category of the customer: the more loans are successfully repaid, the more reasonable terms will be ensured to you.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will Bar Harbor Bank & Trust help issue a payday loan in Bangor, Maine?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed money will be deposited to card. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be considered in a matter of minutes. The funds are deposited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to take out a payday loan from online lenders.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Reasons

Why people take out payday loans?

Utility Bills

16%
Healthcare Bills

18%
Traveling

14%
Car Repair

5%
Clothes

7%
Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is reviewed by financial institutions. Payday lenders in Bangor, me consider this circumstance not a drawback to issue a loan. The recipient of a cash advance should be prepared to objectively assess financial solvency, issue a loan, pay off the debt on time and not only cope with current difficulties, but enhance the credit score.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the loan known as APR.

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Money Concepts

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KeyBank

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