What people think about Penobscot County Federal Credit Union?
Fast friendly professional service!
Carmela Walsh II
Better to do banking elsewhere.
Shane VonRueden
Their service is excellent.
Dr. Zack Huel
Great customer service!
Ernest Marks I
Excellent customer service.
Catalina King
Important
Above there is information about a precise lender. Below you can review common characteristics of payday loans.
Payday Loans in Bangor, Maine
A payday loan is a short-term loan that can help you deal with immediate cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Payday loans are the easiest loans to qualify for in Bangor, Maine. The entire process is hassle-free. They are issued right away and come with individual interest rate. It will be influenced by the borrower’s personal information.
30% APR; In Fact - 217%*
$2,000
Not Specified
Not Specified
Advantages of Penobscot County Federal Credit Union that offers payday loans in Bangor, Maine
- Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the offer.
Why people apply for cash advances?
Payday loans for bad credit
Having a bad credit score automatically disqualifies you from getting a bank loan. Payday loans give individuals with a poor credit rating an increased chance to get approved for such loans. A payday loan may be the only loan available for some clients to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your needs and repay your loan commitments punctually.
To get accepted for a payday loan, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to find out the precise cost of the cash advance loan even before applying.
Other Payday Lenders in Bangor, Maine
David R Gardner - Ameriprise Financial Services, LLC
45 Forest Falls Dr STE B1, Yarmouth, ME 04096, USA
+1 (207) 846-1175
www.ameripriseadvisors.com
Gorham Savings Bank Operations Center
10 Wentworth Dr, Gorham, ME 04038, USA
+1 (207) 839-4796
www.gorhamsavings.bank