Kennebec Savings Bank Payday Loans Review - Augusta, Maine

Your personal information is safe with us

4.3 16 reviews

Organization owner?

150 State St, Augusta, ME 04330, USA

+1 (207) 622-5801

www.kennebecsavings.bank

Thursday

8AM–4PM

Friday

8AM–4PM

Saturday

Closed

Sunday

Closed

Monday
(Patriots' Day)

8AM–4PM

Hours might differ

Tuesday

8AM–4PM

Wednesday

8AM–4PM

Domain Info

Feedback about Kennebec Savings Bank?

Here you see the reviews of our customers.

Note

Pay Attention

Above-defined info provides the details about a definite lending company. Below-defined info is devoted to common information about payday loans.

Payday Loans in Augusta, Maine

Payday loan is taken out for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Hassle-free financial products are considered as payday loans in Augusta, me. They are issued at individual interest rates. They are dependent on personal data. It is also significant to repay as much payday loans as possible.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will Kennebec Savings Bank help take out a loan in Augusta, Maine?

Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen lender offline. The funds will be transferred to your card.
No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
Online application. Submit an online form with personal data. It will take several minutes to review the application. The funds are deposited in 24 business hours.
The approval level is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

26%

Healthcare Bills

30%

Traveling

23%

Car Repair

Clothes

11%

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is taken into account by financial institutions. Microfinance organizations in Augusta, me review this circumstance not a drawback to take out a loan. The recipient of a payday loan should be ready to objectively estimate financial abilities, issue a loan, pay off the debt on a due date and not only solve current problems, but improve the credit history.

The following general points will be rated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The annual percentage rate will specify the cost of the payday loan. It takes seconds to see the result.

Let's see