cPort Credit Union Payday Loans Review - Augusta, Maine

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3.6 27 reviews

399 Western Ave, Augusta, ME 04330, USA
+1 (207) 623-1001
www.cportcu.org
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
(Patriots' Day)
9AM–5PM
Hours might differ
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Testimonials

What people think about cPort Credit Union?

Below you see some of the opinions of our customers.
Note

Important

The above-given information provides the details about a peculiar company. The information below is about general information about payday loans.

Payday Loans in Augusta, Maine

A payday loan is a short-term loan that can help you cover unexpected money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans in Augusta, Maine is are simple to access. The APR is specific for each applicant and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

Advantages of cPort Credit Union that offers payday loans in Augusta, Maine

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get funds. The funds will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to submit the form. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit score you may still get approved for a payday loan. Such loans are created to help meet the needs of individuals with less than perfect credit scores. There are lenders who may be happy to offer you a payday loan even if you have a bad credit score. You will need a stable income to get approved for a bad credit payday loan.

To get approved for a payday loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator was created to quickly calculate the APR. It’s easy to find out the exact cost of the payday loan even before applying.

Let's see

Other Payday Lenders in Augusta, Maine

TD Bank

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Camden National Bank

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Bangor Savings Bank

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Bureau of Consumer Credit Protection - Maine

76 Northern Ave, Gardiner, ME 04345, USA

+1 (207) 624-8527

maine.gov

Cumberland County Federal Credit Union

43 Lewiston Rd, Gray, ME 04039, USA

+1 (207) 657-4777

www.myccfcu.com

Camden National Bank

52 Bath Rd, Wiscasset, ME 04578, USA

+1 (207) 882-7571

www.camdennational.com

KeyBank

45 Main St, Gorham, ME 04038, USA

+1 (207) 839-4211

www.key.com

Bar Harbor Bank & Trust - ATM

3 Moosehead Trail, Newport, ME 04953, USA

+1 (888) 853-7100

www.barharbor.bank

Kennebec Savings Bank

84 Main St, Winthrop, ME 04364, USA

+1 (207) 377-5801

www.kennebecsavings.bank