Simmesport State Bank Payday Loans Review - Simmesport, Louisiana

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4.2 5 reviews
Organization owner?
16495 LA-1, Simmesport, LA 71369, USA
+1 (318) 941-2361
Thursday
8AM–4PM
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–4PM
Tuesday
8AM–4PM
Wednesday
8AM–4PM
Testimonials

Feedback about Simmesport State Bank?

Here you get acquainted with the reviews of our clients.

Thanks to Simmesport State Bank for helping when money is urgently needed. I have been applying to this service for amost one year and everything is always honest, without hidden fees.

Miss Bonnie Klein MD

I had an unpleasant situation in my life. I emergenctly required extra funds. This company helped me very much. They approved the required amount. I solved all my problems. I recommend the company to all my friends.

Lamont Jacobson

The money are transferred to my bank account. I pay off through my account. The payment is convenient and fast. Pay on time and there will be no problems.

Dr. Brennan Blanda Sr.

Thanks to Simmesport State Bank for assisting when money is urgently needed. I have been applying to this company for over a year and everything is always honest, without hidden fees.

Vicenta Zemlak

Minimum application form, only an ID was needed. Very quick processing. The first loan was given with a limit of $500 at reasonable rate, so far it has been paid off on time, it can be either extended or paid off ahead of schedule.

Mr. Reynold Labadie MD

Note

Pay Attention

Above-shown info provides the details about a definite lending company. Below-shown info is oriented on general information about payday loans.

Payday Loans in Simmesport, Louisiana

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

Payday loans in Simmesport, Louisiana are issued hassle-free. The interest percentage is dependent on the borrower's person-related data: if you pay back more payday loans, the more favorable terms and rates lenders offer.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Simmesport State Bank help take out a payday loan in Simmesport, Louisiana?

  • Round the clock service. Every borrower may address the service round the clock. The borrowed money will be credited to account. You won't be asked to attend any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be considered in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to take out a cash advance from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is considered by banks before taking out a loan. But banks almost 100% deny the application when lenders in Simmesport, la will assess other aspects like solvency and approve a loan. This is a way to improve your credit history.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a payday loan, you should calculate its definite cost. This calculator will show the APR of the loan.

Let's see

Other Payday Lenders in Simmesport, Louisiana

All-State Credit Plan, LLC

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+1 (337) 216-0010

www.all-statecredit.com

Able Finance Co

1010 N 18th St, Monroe, LA 71201, USA

+1 (318) 387-4000

Check Cashers Inc

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+1 (985) 631-5000

www.checkcashersinc.com

Home Bank

1021 Bridge Street Hwy, Parks, LA 70582, USA

+1 (337) 394-7850

www.home24bank.com

Security Finance

324 Homer Rd, Minden, LA 71055, USA

+1 (318) 371-1014

www.securityfinance.com

Southwest Louisiana Credit Union

101 N Cities Service Hwy, Sulphur, LA 70663, USA

+1 (337) 477-9190

www.swlacu.com

Bank of St. Francisville ATM (IGA)

7135 US-61, St Francisville, LA 70775, USA

+1 (225) 635-6397

www.bsf.net

Fidelity Finance

14356 W University Ave #1, Hammond, LA 70403, USA

+1 (985) 429-8000

LendNation

8955 Mansfield Rd, Shreveport, LA 71118, USA

+1 (318) 220-8417

www.lendnation.com