First National Bank Payday Loans Review - Ruston, Louisiana

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5 2 reviews

212 W Alabama Ave, Ruston, LA 71270, USA
+1 (318) 254-8482
www.theuncommonbank.com
Thursday
8AM–6PM
Friday
8AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8AM–6PM
Tuesday
8AM–6PM
Wednesday
8AM–6PM

Domain Info

Created Date

2005-12-07

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

FL

32256

United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

ng8hr5rg3jx@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

What people think about First National Bank?

Below you read some of the reviews of our customers.
Note

Important

Below you can review general information about payday loans and their common aspects.

Payday Loans in Ruston, Louisiana

Payday loans are short-term loans originally designed to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Cash advance loans may turn out an easy and speedy solution to a short-term problem in Ruston, Louisiana. Loans from payday lenders can get you funds same day. Your APR will depend on a few things.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Advantages of First National Bank that offers payday loans in Ruston, Louisiana

  • Apply around the clock. You can use the online service 24/7. The necessary funds will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for a decision.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit history can typically be an obstacle to obtaining a bank loan. A payday loan can rescue clients who have low credit scores or have no credit history. But we recommend you that as with any borrowing you should only consider applying for a cash advance if you are confident that you can afford payments punctually.

To get accepted for a loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the loan in a few minutes.

Let's see

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