Advance America Payday Loans Review - Ruston, Louisiana

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4.9 138 reviews
Loan agency in Ruston, Louisiana
Organization owner?
1412 Farmerville Hwy #2, Ruston, LA 71270, USA
+1 (318) 255-5533
www.advanceamerica.net
Friday
9AM–7PM
Saturday
9AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–4PM
Wednesday
10AM–6PM
Thursday
10AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina

United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data
Testimonials

Feedback about Advance America?

Here you grapple with the feedback of our customers.

Though I didn’t not qualify for a payday loan, Chasity was so informative and sweet throughout the whole process. I’ll be sure to comeback later when I know I meet the …

Marcos Schumm

I am very impressed with the service that I have received at this company.

Dr. Wava Johns Sr.

Always great customer service whenever i come to this location!!

Brett Johns DVM

Note

Pay Attention

The first three points specify the certain lender. In other turn, below-shown info makes readers get acquainted shared information about payday loans.

Payday Loans in Ruston, Louisiana

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small amount is issued: $100-$1,000.

Such financial products as payday loan in Ruston, Louisiana is issued easily and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more loans you pay back off, the more reasonable rates you will recieve.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Advance America help issue a loan in Ruston, Louisiana?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to process the application. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Payday lenders do not consider this factor the only one to issue a loan in Ruston, Louisiana. The company will estimate many points to qualify such as payment abilities. Payday loans will be a source to improve your bad credit score into a favorable one.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you should determine its definite cost. This calculator will show the APR of the loan.

Let's see

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