What people think about Southwest Loan Co of Rayne?
Used Southwest Loan Co of Rayne for the third time. The lender is credible. They always keep you informed on your loan. No fraud. You can always extend your loan. They are always there when I need extra funds.
Ms. Burnice Champlin
I recommend Southwest Loan Co of Rayne to every person who need extra cash. I’ve been using them for 5th time. Always fantastic service!
Dr. Dianna Ward
Last week I needed $800 to cover medical bills. I decided to apply via Southwest Loan Co of Rayne. They only approved me for $600 but the process itself was transparent, and their rates were reasonable.
Prof. Lew West V
They approve applicants immediately and transfer funds the next day. But beware – they charge high fees for missed payments. I recommend that you be a responsible borrower! Do not repeat my mistake!
Dr. Zachery Zulauf MD
Pay Attention
Now you can review general characteristics of payday loans.
Payday Loans in Rayne, Louisiana
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.
Payday loans in Rayne, Louisiana is are easy to access. The interest rate is specific for each borrower and depends on various things: age, income, loan amount needed, loan term, credit score, etc.
391%*
$350
Not Specified
30 days
Advantages of Southwest Loan Co of Rayne that offers payday loans in Rayne, Louisiana
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get funds. The money will be deposited to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to fill out the application. The funds are sent to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Information needed to complete a loan application
Then submit an application and wait for a decision.
Why people take out payday loans?
Payday loans for bad credit
Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give individuals with a bad credit score an increased opportunity to get approved for payday loans. A payday loan may be the only option available for some individuals to help them out of fix. If you take out such a loan, it is important that you always borrow within your needs and pay off your loan commitments on scheduled.
To get accepted for a payday loan, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to take out a loan, you can use an online calculator. It will show the precise APR of your payday loan.
Other Payday Lenders in Rayne, Louisiana
Delta Financial Services
5041 LA-19 STE B, Zachary, LA 70791, USA
+1 (225) 658-0300
www.deltafinancial.net
Urban Personal Loans
726 Magazine St, New Orleans, LA 70130, USA
+1 (504) 499-1505
urbanpersonalloans.com
Deep South Financial Services
Vermilion Parish Courthouse, 110 S State St, Abbeville, LA 70510, USA
+1 (337) 898-2346