Citizens Finance Co Payday Loans Review - Ponchatoula, Louisiana

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Loan agency in Ponchatoula, Louisiana
Organization owner?
590 W Pine St, Ponchatoula, LA 70454, USA
+1 (985) 386-6601
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Testimonials

Feedback about Citizens Finance Co?

Here you read the feedback of our clients.

I trusted Citizens Finance Co when it was necessary to get a small loan. I filled out an application quickly. No problems.

Annalise Rau

Minimum application form, only an ID was needed. Very quick processing. The first loan was given with a limit of $500 at reasonable rate, so far it has been paid off on time, it can be either extended or paid back ahead of schedule.

Dr. Magdalen Herzog

It is very convenient, fast, without additional pops and extra payments. Thank you. 24/7 online support pleases with its prompt response to requests.

Prof. Cary O'Keefe

I recommend Citizens Finance Co to everyone, I am applying for the second time. Everything is great!

Boyd West

It is very convenient, fast, without additional pops and extra payments. Thank you. Round-the-clock online support pleases with its prompt response to requests.

Shaniya Casper

Note

Pay Attention

Payday lenders are shown in the first three points. Below info defines shared information about payday loans.

Payday Loans in Ponchatoula, Louisiana

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.

Payday loans in Ponchatoula, Louisiana are taken out easily. The interest percentage is conditional on the borrower's person-related information: if you pay back more payday loans, the more reasobanle terms and rates payday lending companies guarantee.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Citizens Finance Co help take out a payday loan in Ponchatoula, Louisiana?

  • 24/7 operation. Such online services allow you to get funds at any time. Money are taken out day and night. The loan will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to reject the loan. Payday lenders do not consider this factor the only one to take out a loan in Ponchatoula, Louisiana. They assess many other factors before taking out a payday loan. One of them is payment abilities. This is a way to enhance your credit score.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to calculate the annual percentage rate of the loan, you are welcome to utilize the calculator. It will determine the cost of the loan.

Let's see

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