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What people think about Hancock Whitney Bank?
No problem right I'll just run to the BANK and get some.
Lawson Batz
The in person transactions come off as unprofessional.
Prof. Isabelle Powlowski DDS
Customer service is amazing!
Dr. Jaydon Vandervort
No problem right I'll just run to the BANK and get some.
Lawson Batz
The in person transactions come off as unprofessional.
Prof. Isabelle Powlowski DDS
Customer service is amazing!
Dr. Jaydon Vandervort
No problem right I'll just run to the BANK and get some.
Lawson Batz
Important
The above-given information provides the details about a certain lender. The information below is about common information about payday loans.
Payday Loans in Opelousas, Louisiana
Payday loans are short-term loans originally created to tide people over until payday. You can usually borrow from $100 to $1,000.
Payday loans may seem like an easy and fast solution to a short-term problem in Opelousas, Louisiana. Loans from payday lenders can get you money same day. Your interest rate will depend on several factors.
391%*
$350
Not Specified
30 days
Advantages of Hancock Whitney Bank that offers payday loans in Opelousas, Louisiana
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or receive funds. The funds will be deposited to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a couple of minutes to fill out the application. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
Then submit your online application to get an offer from one of payday lenders.
Why people apply for payday loans?
Payday loans for bad credit
Having a poor credit score automatically disqualifies consumers from getting a bank loan. Payday loans give borrowers with a poor credit score an increased chance to get accepted for short-term loans. A payday loan may be the only loan available for some consumers to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your needs and pay off your loan commitments in good time.
To get approved for a payday loan, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the cash advance loan in a few minutes.
Other Payday Lenders in Opelousas, Louisiana
Hancock Whitney Bank
1241 St Charles St, Houma, LA 70360, USA
+1 (800) 448-8812
www.hancockwhitney.com
First Heritage Credit
6253 Lavey Ln, Baker, LA 70714, USA
+1 (225) 778-0882
www.1stheritagecredit.com
Advance America
6447 Hwy. 182 East, Morgan City, LA 70380, USA
+1 (985) 702-9151
www.advanceamerica.net