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What people think about Southern Heritage Bank?
Was invited to a gender party but was empty at that time. A friend recommended me to address Southern Heritage Bank. And I did. This was the right decision! Yes, the interest rate was high but I believe it’s because I had bad credit. In general, The process was fast.
Dr. Donato Raynor III
Southern Heritage Bank rescued me in a hopeless time. They approved me for a payday loan although I had credit issues. The process was easy and speedy. I value their competent client support service and fair rates. I will surely recommend this company to my family and friends.
Eleanore Reinger
I took out for a $1,000 cash advance when I needed money after dismissal from work. There simply was no other way out. I found this website on the Internet. Other lender charged VERY HIGH rates. One lender refused me, another accepted me for a smaller amount but here it got as much as I wanted.
Aleen Sawayn
Southern Heritage Bank seems trustworthy. At least they have no hidden fees. This was the only lender that accepted me for a payday loan.
Miss Marjorie Hickle Sr.
Pay Attention
Above there is information about a definite company. Below you can read common characteristics of payday loans.
Payday Loans in Olla, Louisiana
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.
It is effortless and fast to get accepted for payday loans in Olla, Louisiana. The APR will be set individually for each client and will depend on the personal information the client filled in.
391%*
$350
Not Specified
30 days
Advantages of Southern Heritage Bank that offers payday loans in Olla, Louisiana
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get cash. The money will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to submit the form. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Information needed to complete a loan application
Then submit your online application to get an offer from one of financial institutions.
Why people take out cash advances?
Payday loans for bad credit
Having a poor credit score automatically disqualifies consumers from getting a bank loan. Payday loans give people with a poor credit rating an increased opportunity to get accepted for short-term loans. A payday loan may be the only loan available for some clients to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your means and pay off your loan commitments as agreed in the contract.
To get accepted for a payday loan, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to take out a payday loan, you can use an online calculator. It will show the exact APR of your cash advance.
Other Payday Lenders in Olla, Louisiana
Deep South Financial Services
4416 Johnston St, Lafayette, LA 70503, USA
+1 (337) 984-9282
deepsouthloans.com
Check Into Cash
1700 Promenade Blvd Suite 8, Marrero, LA 70072, USA
+1 (504) 348-0839
local.checkintocash.com
Advance America
1412 Farmerville Hwy #2, Ruston, LA 71270, USA
+1 (318) 255-5533
www.advanceamerica.net
Cash Cow
14140 Coursey Blvd STE B, Baton Rouge, LA 70817, USA
+1 (225) 751-0987
cashcowlouisiana.com