First Guaranty Bank Payday Loans Review - Oil City, Louisiana

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3 2 reviews
Organization owner?
126 LA-1, Oil City, LA 71061, USA
+1 (318) 995-6682
www.fgb.net
Thursday
9AM–3PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–3PM
Tuesday
9AM–3PM
Wednesday
9AM–3PM

Domain Info

Created Date

1996-12-16

Mailing Address

DomainsByProxy.com 14455 N. Hayden Road

Scottsdale

Arizona

85260

United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

fgb.net@domainsbyproxy.com

+1.4806242599

+1.4806242598

Testimonials

What people think about First Guaranty Bank?

Below you see some of the reviews of our customers.

I applied for the first cash advance in my life, was approved the same day despite the fact that I had other loans. I repaid it before the due date. Love this lender for their competitive rates. Other lenders in my area charge sky high interest!

Mrs. Simone Rogahn PhD

Thanks!! The funds were transferred to my bank account as agreed – the next day. I repaid the loan in a timely manner and had no issues. The process is convenient and legit. Be a responsible person and you will have no complaints.

Mr. Barney Gibson

I recommend First Guaranty Bank to every person who need extra funds. I’ve been using them for 5th time. Always fantastic service!

Lorena Pouros I

I applied for a $1,000 loan when I needed money after car accident. There simply was no other solution. I came across this website on the Internet. Other lender charged VERY HIGH rates. One lender denied me, another approved me for a smaller amount but here it got as much as I wanted.

Jaunita Jerde

First Guaranty Bank seems trustworthy. At least they have no hidden fees. This was the only lender that accepted me for a payday loan.

Casper Ziemann MD

Note

Important

The previous three items describe a peculiar financial institution. But below you can read common data about payday loans.

Payday Loans in Oil City, Pennsylvania

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.

Payday loans are the easiest loans to get in Oil City, Pennsylvania. The entire process is effortless. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal data.

APR

6% APR small loan cap

Advantages of First Guaranty Bank that offers payday loans in Oil City, Pennsylvania

  • 24/7 service. This means you can apply and get money at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account within a few hours.
  • High approval rates. 94% of applicants are accepted.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get a loan offer from one of the lending companies.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started
Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give clients with a bad credit rating an increased opportunity to get approved for such loans. A payday loan may be the only loan available for some individuals to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your means and repay your loan commitments punctually.

To get accepted for a loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a loan, you can use an online calculator. It will show the exact APR of your payday loan.

Let's see

Other Payday Lenders in Oil City, Louisiana

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Harbor Loans of DeRidder

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Gibsland Bank & Trust

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Smart Money Financial Center

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Walmart Money Center

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Advance America

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+1 (985) 652-2781

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LendNation

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+1 (318) 865-7570

www.lendnation.com

Houma Mortgage & Loan Inc

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+1 (985) 876-4934

Landmark Bank

3002, 12225 St Helena St, Clinton, LA 70722, USA

+1 (225) 683-3371

www.landmarkbankla.com