TIME FINANCE OF MONROE, Louisville Avenue, Monroe, LA Payday Loans Review - Monroe, Louisiana

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1.8 5 reviews
Loan agency in Monroe, Louisiana

404 Louisville Ave, Monroe, LA 71201, USA
+1 (318) 388-6900
Thursday
9:30AM–6:30PM
Friday
10:15AM–7:20PM
Saturday
9AM–11PM
Sunday
10:15AM–7:20PM
Monday
10AM–4PM
Tuesday
9:30AM–6:30PM
Wednesday
9:30AM–6:30PM
Testimonials

Feedback about TIME FINANCE OF MONROE, Louisville Avenue, Monroe, LA?

Here you read the reviews of our clients.
Note

Pay Attention

Above-specified info provides the details about a definite lending company. Below-specified info is devoted to common information about payday loans.

Payday Loans in Monroe, New York

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small loan is approved: $100-$1,000.

Payday loans in Monroe, New York are taken out problem-free. The interest rate depends on the borrower's personal data: if you cover obligations for more payday loans, the more favorable terms and rates payday lending companies guarantee.

APR

25% small loan cap

How will TIME FINANCE OF MONROE, Louisville Avenue, Monroe, LA help take out a payday loan in Monroe, New York?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to process the application. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Reasons

Why people take out payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to reject the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Monroe, New York. They rate many other factors before issuing a loan. One of them is financial capabilities. This is a way to enhance your credit history.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the payday loan known as annual percentage rate.

Let's see

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