Jefferson Financial Federal Credit Union Payday Loans Review - Mandeville, Louisiana

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4 reviews

4005 LA-59, Mandeville, LA 70471, USA
+1 (504) 348-2424
jeffersonfinancial.org
Thursday
9AM–5PM
Friday
(Good Friday)
9AM–5PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Testimonials

Feedback about Jefferson Financial Federal Credit Union?

Here you get acquainted with the reviews of our clients.
Note

Pay Attention

Lending companies are described in the first three points. Below info defines common information about payday loans.

Payday Loans in Mandeville, Louisiana

Payday loan is issued for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Mandeville, Louisiana are taken out hassle-free. The interest percentage depends on the client's person-related data: if you repay more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Jefferson Financial Federal Credit Union help take out a payday loan in Mandeville, Louisiana?

  • Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take several minutes to review the form. The funds are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by microfinance organizations before taking out a loan. But banks almost 100% refuse the request when lenders in Mandeville, la will estimate other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will specify the cost of the loan. It takes seconds to see the result.

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