Jefferson Financial Federal Credit Union Payday Loans Review - Livingston, Louisiana

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3 5 reviews

29631 S Frost Rd, Livingston, LA 70754, USA
+1 (800) 259-2417
www.jeffersonfinancial.org
Thursday
9AM–4:30PM
Friday
(Good Friday)
9AM–4:30PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–4:30PM
Tuesday
9AM–4:30PM
Wednesday
9AM–4:30PM
Testimonials

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Here you get acquainted with the reviews of our clients.
Note

Pay Attention

The first three points describe the certain lending company. In other turn, below-defined info makes readers get acquainted shared information about payday loans.

Payday Loans in Livingston, New York

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is simple and quick to issue loans in Livingston, New York. The rates are accured on an individual basis: if a customer repays as much payday loans as possible, he will be offered one of the most reasonable terms and rates.

APR

25% small loan cap

How will Jefferson Financial Federal Credit Union help take out a payday loan in Livingston, New York?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with person-related data. It will take some minutes to consider the application. The funds are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Reasons

Why people issue payday loans?

Utility Bills

5%
Healthcare Bills

6%
Traveling

5%
Car Repair

2%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is reviewed by financial institutions. Payday lenders in Livingston, ny review this circumstance not a drawback to issue a loan. The client of a loan should be ready to objectively assess financial capabilities, issue a loan, pay off the debt on time and not only handle current issues, but enhance the credit score.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will show the cost of the loan. It takes seconds to see the result.

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