Access of Louisiana Federal Credit Union Payday Loans Review - Lake Charles, Louisiana

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Organization owner?

519 Kirby St, Lake Charles, LA 70601, USA

+1 (337) 533-1808

www.access.coop

Saturday

Closed

Sunday

Closed

Monday

8:30AM–5PM

Tuesday

9:30AM–5PM

Wednesday

8:30AM–5PM

Thursday

8:30AM–5PM

Friday

8:30AM–5PM

Domain Info

What people think about Access of Louisiana Federal Credit Union?

Below you read some of the opinions of our customers.

Note

Pay Attention

Above there is information about a exact company. Below you can read common features of payday loans.

Payday Loans in Lake Charles, Louisiana

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Online payday loans can be the easiest solution to your unexpected financial issues in Lake Charles , Louisiana because they are easily obtained and easily repaid. Your interest rate will depend on your state regulations or on the payday lender's policy.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Advantages of Access of Louisiana Federal Credit Union that offers payday loans in Lake Charles, Louisiana

24/7 application. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account within a few hours.
High approval chances. 94% of borrowers are approved.
Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.

Fill in an application

Information needed to complete a loan application

You will be required to provide the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to consumers with a bad credit score. Payday loan approvals depend very much on other circumstances. Payday companies will pay attention to your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a cash advance, you have to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the loan in a few minutes.

Let's see