JD Bank Payday Loans Review - Lake Charles, Louisiana

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2.6 8 reviews

Organization owner?

4100 Ryan St, Lake Charles, LA 70605, USA

+1 (337) 478-8444

www.jdbank.com

Domain Info

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

32256

United States

Contact Data

fz4ng2aw2ux@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

What people think about JD Bank?

Below you see some of the opinions of our clients.

Note

Pay Attention

Above there is information about a precise loan provider. Below you can see common characteristics of payday loans.

Payday Loans in Lake Charles, Louisiana

Payday loans are short-term loans originally invented to tide people over until payday. You can usually borrow from $100 to $1,000.

Online payday loans can be the easiest solution to your sudden financial difficulties in Lake Charles , Louisiana because they are easily obtained and easily repaid. Your APR will depend on your state regulations or on the company's policy.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Advantages of JD Bank that offers payday loans in Lake Charles, Louisiana

Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get funds. The funds will be transferred to your bank account the same day or the next day.
Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes several minutes to complete the form. The funds are deposited to your account as quickly as possible.
94% of applicants accepted. Almost all adult people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.

Fill in an application

Information needed to complete a loan application

You will be required to enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to consumers with a poor credit rating. Payday loan approvals depend very much on other factors. Lenders will look at your wages and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and on time.

To get accepted for a loan, you have to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This online calculator was created to quickly calculate the APR. It’s easy to find out the definite cost of the loan even before applying.

Let's see