Red River Bank Payday Loans Review - Lake Charles, Louisiana

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5 reviews

4112 Lake St #200, Lake Charles, LA 70605, USA
+1 (337) 656-6500
www.redriverbank.net
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM

Domain Info

Created Date

1998-11-24

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

FL

32256

United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

bx3rw2aw332@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

Feedback about Red River Bank?

Here you grapple with the feedback of our customers.
Note

Pay Attention

The first three points show the certain lending company. In other turn, below-shown info makes users grapple with general information about payday loans.

Payday Loans in Lake Charles, Louisiana

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is approved for clients.

Payday loans in Lake Charles, Louisiana are taken out problem-free. The interest percentage depends on the client's person-related information: if you pay back more payday loans, the more reasobanle terms and rates payday lending companies guarantee.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Red River Bank help issue a payday loan in Lake Charles, Louisiana?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Money are issued around the clock. The deposit will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to issue a loan in Lake Charles, Louisiana. The company will estimate many points to qualify such as payment abilities. Payday loans will be a source to improve your bad credit rating into a favorable one.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will define the cost of the loan. It takes seconds to see the outcome.

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