JD Bank Payday Loans Review - Lake Charles, Louisiana

Your personal information is safe with us
4.7 3 reviews
Organization owner?
2726 Gerstner Memorial Dr, Lake Charles, LA 70601, USA
+1 (337) 477-2070
www.jdbank.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM

Domain Info

Created Date

1997-04-05

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

FL

32256

United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

fz4ng2aw2ux@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

Feedback about JD Bank?

Here you read the reviews of our customers.

I often issue a payday loan to a card in JD Bank. It is very efficient. If you give it back quickly, the interest rate is favorable. Employees politely and intelligibly explain all the nuances.

Christine Ernser

Not the first time I use JD Bank. The service is reliable. They immediately inform how much you should pay back. No cheating. You can always extend the loan. It helps out a lot when funds is urgently needed.

Dr. Hertha Brekke

JD Bank is quite fair, I will explain: the first loan, the limit is increased gradually. It is subject to repayment on due date. The managers in those customer care are adequate, they gave clear answers to my questions. There were no delays. And the interest rate is like everywhere else.

Miss Shaniya Reynolds II

Note

Pay Attention

Lending companies are shown in the first three points. Below info defines common information about payday loans.

Payday Loans in Lake Charles, Louisiana

A short-term loan is known as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Available loan amounts range from $100-$1,000.

Such financial products as payday loan in Lake Charles, Louisiana is issued easily and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more payday loans you pay back off, the more reasonable rates a borrower will get.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will JD Bank help issue a payday loan in Lake Charles, Louisiana?

  • Round the clock service. Every client may contact the service at any time of the day and night. The borrowed funds will be transfered to card. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be considered within minutes. The money are deposited in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to issue a payday loan from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is considered by microfinance organizations before taking out a loan. But banks almost 100% deny the request when lenders in Lake Charles, la will assess other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit history.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you should define its exact cost. This calculator will show the APR of the loan.

Let's see

Other Payday Lenders in Lake Charles, Louisiana

Hancock Whitney Bank

54025 LA-1062, Loranger, LA 70446, USA

+1 (800) 448-8812

www.hancockwhitney.com

First Federal Bank of Louisiana

3305 Highway 28 East, Pineville, LA 71360, USA

+1 (318) 443-7400

www.ffbla.bank

Payday Money

1352 Airline Dr, Bossier City, LA 71112, USA

+1 (318) 746-6442

World Finance

771 Sterlington Hwy, Farmerville, LA 71241, USA

+1 (318) 368-7600

www.loansbyworld.com

Tigerland Finance

102 Par Rd 6-37, Lawtell, LA 70550, USA

+1 (337) 543-0007

Southern AgCredit

2042 E 70th St, Shreveport, LA 71105, USA

+1 (318) 797-0140

southernagcredit.com

First Guaranty Bank ATM

2705 Main St, Hessmer, LA 71341, USA

+1 (888) 375-3093

www.fgb.net

ACE Cash Express

1028 Manhattan Blvd Ste C, Harvey, LA 70058, USA

+1 (504) 368-9571

www.acecashexpress.com

All-State Credit Plan, LLC

724 E Prien Lake Rd #A, Lake Charles, LA 70601, USA

+1 (337) 478-7177

www.all-statecredit.com