Pelican State Credit Union Payday Loans Review - Lake Charles, Louisiana

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4.6 25 reviews

2231 Oak Park Blvd, Lake Charles, LA 70601, USA
+1 (337) 474-2040
www.pelicanstatecu.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM

Domain Info

Created Date

1998-10-20

Mailing Address

11585 LAKE SHERWOOD AVE N

BATON ROUGE

LA

70816-4081

United States

Company Name

Pelican State Credit Union

Pelican State Credit Union

Contact Data

cmorgan@intersurf.com

+1.2252958465

+1.9999999999

Testimonials

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Here you get acquainted with the reviews of our clients.
Note

Pay Attention

The first three points show the certain lending company. In other turn, below-defined info makes users get acquainted general information about payday loans.

Payday Loans in Lake Charles, Louisiana

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is approved for cutomers.

It is easy and fast to take out loans in Lake Charles, Louisiana. The rates are accured on an individual basis: if a customer repays as much loans as possible, she will be offered one of the most favorable terms and rates.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Pelican State Credit Union help take out a payday loan in Lake Charles, Louisiana?

  • Day and night service. Night hours are the same working for online lenders. You should not attend the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with personal data. It will take several minutes to process the application. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is considered by financial institutions. Microfinance organizations in Lake Charles, la consider this circumstance not a drawback to take out a loan. The recipient of a cash advance should be ready to objectively assess financial capabilities, issue a loan, pay back the debt on schedule and not only solve current problems, but improve the credit history.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you should define its real cost. This calculator will show the APR of the loan.

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