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What people think about Lake Charles Finance & Mortgage?
Fast application. I only entered an ID and a bank account. Same day processing. The first time I was approved for $300 only. Hope the limit will increase next time. APR is competitive. Repaid the loan earlier than agreed. If desired, the term can be also extended.
Mr. Melany Breitenberg DDS
I had problems with paying back my bank loan and was not sure I would get accepted for a loan with Lake Charles Finance & Mortgage . But it would be soooo embarrassing to borrow from parents. Therefore, I took my chances and applied for $700 online. Fortunately I got accepted!!! They literally saved my life.
Madison Kiehn
Thank you for the fantastic service. Your employess guided me throughout the application. It’s convenient that you only need an ID to apply.
Oran Howe Sr.
Fast application. I only entered an ID and a bank account. Same day processing. The first time I was approved for $300 only. Hope the limit will increase next time. APR is competitive. Repaid the loan earlier than agreed. If desired, the term can be also extended.
Mr. Melany Breitenberg DDS
I had problems with paying back my bank loan and was not sure I would get accepted for a loan with Lake Charles Finance & Mortgage . But it would be soooo embarrassing to borrow from parents. Therefore, I took my chances and applied for $700 online. Fortunately I got accepted!!! They literally saved my life.
Madison Kiehn
Thank you for the fantastic service. Your employess guided me throughout the application. It’s convenient that you only need an ID to apply.
Oran Howe Sr.
Fast application. I only entered an ID and a bank account. Same day processing. The first time I was approved for $300 only. Hope the limit will increase next time. APR is competitive. Repaid the loan earlier than agreed. If desired, the term can be also extended.
Mr. Melany Breitenberg DDS
Important
Below you can read general information about payday loans and their common aspects.
Payday Loans in Lake Charles, Louisiana
A payday loan is a short-term loan that can help you cover sudden money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Payday loans in Lake Charles, Louisiana is are easy to access. The interest rate is individual for each borrower and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.
391%*
$350
Not Specified
30 days
Advantages of Lake Charles Finance & Mortgage that offers payday loans in Lake Charles, Louisiana
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get money. The money will be deposited to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to submit the application. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Information needed to complete a loan application
Submit your application to recieve a loan offer, then review its terms and rates.
Why people apply for payday loans?
Payday loans for bad credit
Having a poor credit score automatically disqualifies people from getting a bank loan. Payday loans give consumers with a poor credit score an increased opportunity to get accepted for such loans. A payday loan may be the only financial product available for some individuals to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your capabilities and pay off your loan commitments as agreed in the contract.
To get approved for a payday loan, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
Use the below online calculator to quickly calculate the APR and learn the exact cost of the loan immediately.
Other Payday Lenders in Lake Charles, Louisiana
Home Finance Service
5041 Lapalco Blvd ste 101-c2, Marrero, LA 70072, USA
+1 (504) 341-9100
www.fotifinance.com
Barksdale Federal Credit Union
455 Curtiss Rd Bldg 4711, Barksdale AFB, LA 71110, USA
+1 (318) 549-8240
www.bfcu.org
Edward Jones - Financial Advisor: Reid McLellan, CFP®
8451 LA-23 Suite 3, Belle Chasse, LA 70037, USA
+1 (504) 392-9088
www.edwardjones.com
