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What people think about Advance America?
Fast and friendly service
Jeremy Kertzmann
Great customer service.
Dr. Ben Lesch Sr.
The staff is genuine and we appreciate them.
Norma Terry
She is very knowledgeable, helpful, and her rates are very reasonable!
Mr. Desmond Windler II
Michael was great, showed me my options and make filing super easy.
Lupe Lehner
Very nice young man, and he knew his stuff!
Rahsaan Hodkiewicz
Michael is very personable and makes tax returns a breeze.
Mr. Dayne Murray Sr.
Very clean showers and nice service and people.
Millie Zulauf
Lots of parking, great food and lovely staff.
Maybell Lakin
The place was friendly and the prices were comparable to Minnesota.
Thaddeus Gislason
Pay Attention
Now you can review general characteristics of payday loans.
Payday Loans in Lake Charles, Louisiana
A payday loan is a short-term loan that can help you deal with emergency cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
Cash advance loans may seem like an easy and speedy solution to a short-term problem in Lake Charles, Louisiana. Loans from payday lenders can get you funds within a few hours. Your interest rate will depend on several factors.
391%*
$350
Not Specified
30 days
Advantages of Advance America that offers payday loans in Lake Charles, Louisiana
- 24/7 service. This means you can apply and get funds at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account within a few hours.
- High approval rates. 94% of borrowers are approved.
- Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
Click a “Submit” button to get a loan offer from one of the lending companies.
Why people take out payday loans?
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to individuals with a bad credit score. Payday loan approvals depend very much on specific factors. They will pay attention to your income and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.
To get approved for a cash advance, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the cash advance loan in a few minutes.
Other Payday Lenders in Lake Charles, Louisiana
Financial Institutions Office
1450 Poydras St, New Orleans, LA 70112, USA
+1 (504) 568-8536
www.ofi.state.la.us
Tower Loan
1200 N Martin Luther King Hwy #150, Lake Charles, LA 70601, USA
+1 (337) 480-9394
www.towerloan.com
Quick Cash
9705 Florida Blvd #101, Baton Rouge, LA 70815, USA
+1 (225) 929-6789
www.quickcashfin.com
