Hancock Whitney Bank Payday Loans Review - Lake Charles, Louisiana

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5 5 reviews
Organization owner?
3401 Ryan St, Lake Charles, LA 70605, USA
+1 (800) 448-8812
www.hancockwhitney.com
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

2011-03-24

Mailing Address

2510 14TH ST

GULFPORT

MS

39501-1948

United States

Company Name

Hancock Bank

Hancock Bank

Contact Data

jloupe@whitneybank.com

+1.2288684000

Testimonials

Feedback about Hancock Whitney Bank?

Here you read the feedback of our customers.

Thanks to Hancock Whitney Bank for helping when money is urgently needed. I have been applying to this service for more than one year and everything is always honest, without hidden fees.

Maximo Gaylord III

Hancock Whitney Bank seemed to me the fair. At least no insurance and extra commissions. There are no discounts for regular clients. When paying back a debt, a transfer fee is not taken, although this is a bonus.

Santina Dicki

Thanks to the team of Hancock Whitney Bank. Quick solution of the arisen problems, quick approval on the loan. I definitely recommend this service.

Mr. Garrison Jones

I have a problem with paying back a loan at another company. It is inconvenient to borrow from relativies. Therefore, I decided to contact Hancock Whitney Bank. They really helped.

Catharine Ledner

I submit an application quite often. I am satisfied with the terms. There is online day and night service.

Misael Hickle Jr.

Note

Pay Attention

Further there will be given the details about not a certain lender. The information below will tell about general information about payday loans and its specific elements.

Payday Loans in Lake Charles, Louisiana

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Lake Charles, Louisiana is taken out simply and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more loans you pay back off, the more reasonable rates a borrower will recieve.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Hancock Whitney Bank help take out a loan in Lake Charles, Louisiana?

  • Day and night service. Night hours are the same working for online lenders. You should not attend the chosen lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to process the form. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Lake Charles, Louisiana. The lending company will assess many points to qualify such as financial capabilities. Cash advance will be a source to enhance your bad credit score into a favorable one.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the APR of the payday loan, you are welcome to apply the calculator. It will define the cost of the payday loan.

Let's see

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Mr Cash

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