First Federal Bank Of Louisiana Payday Loans Review - Lake Charles, Louisiana

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2.5 2 reviews

4090 Nelson Rd, Lake Charles, LA 70605, USA
+1 (337) 480-0806
www.ffbla.bank
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Testimonials

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Note

Pay Attention

Above there are details about a definite lender. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Lake Charles, Louisiana

Payday loans are a kind of loans taken out by payday lender to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

It is simple and quick to take out payday loans in Lake Charles, Louisiana. The rates are set on an individual basis: if a borrower repays as much loans as possible, she will be offered one of the most reasonable terms and rates.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will First Federal Bank Of Louisiana help issue a loan in Lake Charles, Louisiana?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are issued around the clock. The deposit will be sent to a credit card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is estimated by microfinance organizations before issuing a loan. But banks almost 100% refuse the application when lenders in Lake Charles, la will estimate other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit rating.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.

Let's see

Other Payday Lenders in Lake Charles, Louisiana

Federick Finance

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+1 (318) 574-4700

Advance America

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+1 (225) 389-9447

www.advanceamerica.net

ATM (Regions Bank)

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www.regions.com

Hancock Whitney Bank

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+1 (800) 448-8812

www.hancockwhitney.com

Hancock Whitney Bank

2250 Gause Blvd E, Slidell, LA 70461, USA

+1 (800) 448-8812

www.hancockwhitney.com

Walmart Money Center

1025 Glenwood Dr, West Monroe, LA 71291, USA

+1 (318) 322-0127

www.walmart.com

American Cash Advance

14766 W Main St, Cut Off, LA 70345, USA

+1 (985) 632-5333

www.americancashadvance.net

RightWay Advance

3151 College Dr, Baton Rouge, LA 70808, USA

+1 (866) 356-0158

Southern Payday

851 Behrman Hwy, Terrytown, LA 70056, USA

+1 (504) 433-4166

www.flexiblefinanceloans.com