Lake Charles Financial Services Payday Loans Review - Lake Charles, Louisiana

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5 reviews
Loan agency in Lake Charles, Louisiana
Organization owner?
1700 E Prien Lake Rd Suite 2A, Lake Charles, LA 70601, USA
+1 (337) 480-3736
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Testimonials

Feedback about Lake Charles Financial Services?

Here you read the feedback of our clients.

I suffered an unpleasant situation in my life. I urgently required extra money. This company helped out me very much. They approved the required amount. I solved all my problems. I recommend the company to all my friends.

Mr. Giles Leuschke MD

Thanks to the employees for the reputable service. They assisted in difficult times. For application you only need an ID.

Maurice West

Lake Charles Financial Services is quite reliable, I will explain: the first loan, the limit is increased gradually. It is subject to repayment on schedule. The managers in those customer care are adequate, they gave clear answers to my questions. There were no delays. And the percentage is like everywhere else.

Mya Goldner

I apply very often. I am pleased with the terms. There is online day and night service.

Howell Walter

Note

Pay Attention

Payday lenders are provided in the first three points. Below info defines common information about payday loans.

Payday Loans in Lake Charles, Louisiana

Payday loans are a kind of loans taken out by payday lender to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Lake Charles, Louisiana is issued simply and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis relative to the person-related data: the more loans you pay back off, the more favorable rates a client will get.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Lake Charles Financial Services help issue a payday loan in Lake Charles, Louisiana?

  • 24/7 operation. Such online services allow you to receive funds at any time. Money are taken out day and night. The loan will be sent to a card, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is assessed by lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Lake Charles, la will assess other aspects like financial capabilities and approve a loan. This is a way to enhance your credit history.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you should define its real cost. This calculator will show the annual percentage rate of the loan.

Let's see

Other Payday Lenders in Lake Charles, Louisiana

First Federal Bank Of Louisiana

222 S 10th St, Oakdale, LA 71463, USA

+1 (318) 335-2031

www.ffbla.com

South Lafourche Credit LLC

14863 W Main St, Cut Off, LA 70345, USA

+1 (985) 632-5626

Red River Bank

3300 Airline Dr, Bossier City, LA 71111, USA

+1 (318) 675-2970

www.redriverbank.net

Tower Loan

719 Broadway St, Minden, LA 71055, USA

+1 (318) 382-8892

www.towerloan.com

Ez Cash

2303 Veterans Memorial Blvd, Kenner, LA 70062, USA

+1 (504) 305-2223

www.easymoneynow.com

Home Bank Mortgage Office

16969 Jefferson Hwy, Baton Rouge, LA 70809, USA

+1 (225) 761-2527

www.home24bank.com

Oupac Financial Services

507 Main St, Mamou, LA 70554, USA

+1 (337) 468-5626

Advance America

7064 Siegen Ln Space G, Baton Rouge, LA 70809, USA

+1 (225) 291-4105

www.advanceamerica.net

Advance America

503 S Burnside Ave, Gonzales, LA 70737, USA

+1 (225) 647-8780

www.advanceamerica.net