Finance Division-Paving Payday Loans Review - Lake Charles, Louisiana

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Loan agency in Lake Charles, Louisiana

1015 Pithon St, Lake Charles, LA 70601, USA
+1 (337) 721-3650
Testimonials

What people think about Finance Division-Paving?

Below you find some of the reviews of our clients.
Note

Pay Attention

Below you can review general information about payday loans and their common characteristics.

Payday Loans in Lake Charles, Louisiana

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.

Online payday loans can be the best solution to your temporary financial issues in Lake Charles , Louisiana because they are easily obtained and easily paid off. Your APR will depend on your state law or on the company's policy.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Advantages of Finance Division-Paving that offers payday loans in Lake Charles, Louisiana

  • 24/7 service. This means you can apply and get money around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account within several hours.
  • High approval chances. 94% of applicants are approved.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for approval.

Common reasons

Why people take out payday loans?

Car expenses

7%
Treatment

5%
Vacation

4%
Clothes

3%
Home improvement

3%
Debt Consolidation

2%
Bad Credit Approved

Payday loans for bad credit

If you have a bad credit history you may still get accepted for a payday loan. Such loans are designed to help meet the needs of clients with bad credit scores. There are companies who may be willing to give you a payday loan even if you have a poor credit rating. You will need a stable income to be eligible for a bad credit payday loan.

To get accepted for a payday loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.

Let's see

Other Payday Lenders in Lake Charles, Louisiana

Reliable Credit

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Check Into Cash

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+1 (985) 395-5188

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Money Tree of Louisiana Inc

1210 N Pine St, DeRidder, LA 70634, USA

ATM (Regions Bank)

1980 W Main St, Lutcher, LA 70071, USA

+1 (800) 734-4667

www.regions.com

Iberville Credit Corporation

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+1 (225) 687-4920

First Guaranty Bank

211 Tunica Dr E, Marksville, LA 71351, USA

+1 (318) 253-9835

www.fgb.net

Kwik Cash Finance

601 N 2nd St A, Monroe, LA 71201, USA

+1 (318) 322-3988

World Finance

121 Carolina Ave Ste B, Bogalusa, LA 70427, USA

+1 (985) 732-0508

www.loansbyworld.com

Calcasieu Financial Services Corporation

3024 Ryan St, Lake Charles, LA 70601, USA

+1 (337) 436-3636