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What people think about Home Bank?
I applied for the first cash advance in my life, was approved in 15 minutes despite the fact that I had low credit score. I repaid it early. Love this company for their affordable rates. Other lenders in my area charge sky high interest!
Abdullah Schmidt
I am a loyal client of Home Bank. It is very easy to apply online. The interest rate was good. Their managers always reply quickly.
Irwin Wisozk
Thank you Home Bank for assisting me when I needed funds so bad to pay for treatment. I have applied through this website 2 times and everything was great. This is the most reliable lender with no hidden fees. Highly recommended!!!
Marques Kihn
Home Bank seems fair. Used it twice. The first payday loan approved was small – $200, but next time the limit was increased to $800. Paid off the loan even earlier. The employees were amazing, they gave fast answers to all my questions. No issues. But their interest rates are average.
Prof. Korey Graham PhD
Important
Below you can read general information about payday loans and their common characteristics.
Payday Loans in Lafayette, New Jersey
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.
Online cash advance loans can be the right solution to your short-term financial troubles in Lafayette , New Jersey because they are easily approved and easily paid off. Your interest rate will depend on your state regulations or on the company's policy.
30% usury cap
Advantages of Home Bank that offers payday loans in Lafayette, New Jersey
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive money. The money will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to fill out the application. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Information needed to complete a loan application
Submit your application to recieve a loan offer, then review its terms and rates.
Why people apply for cash advances?
Payday loans for bad credit
If you have a bad credit history you may still apply a payday loan. Such loans are created to help meet the needs of clients with lower credit scores. There are companies who may be happy to give you a payday loan even if you have a poor credit score. You will need a steady income to be eligible for a bad credit payday loan.
To get approved for a loan, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to apply for a payday loan, you can use an online calculator. It will show the precise APR of your loan.
Other Payday Lenders in Lafayette, Louisiana
Loans
New Orleans, LA 70126, USA
Community Bank of Louisiana
118 Jefferson St, Mansfield, LA 71052, USA
+1 (318) 872-3831
www.communitybankofla.bank
