Hancock Whitney Bank Payday Loans Review - Lafayette, Louisiana

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3.5 14 reviews

1301 Camellia Blvd, Lafayette, LA 70508, USA
+1 (800) 448-8812
www.hancockwhitney.com
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

Domain Info

Created Date

2011-03-24

Mailing Address

2510 14TH ST

GULFPORT

MS

39501-1948

United States

Company Name

Hancock Bank

Hancock Bank

Contact Data

jloupe@whitneybank.com

+1.2288684000

Testimonials

Feedback about Hancock Whitney Bank?

Here you get acquainted with the reviews of our clients.
Note

Pay Attention

The first three points describe the certain lender. In other turn, below-defined info makes people grapple with general information about payday loans.

Payday Loans in Lafayette, New Jersey

A short-term loan is considered as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Accessible loan amounts are from $100-$1,000.

Payday loans in Lafayette, New Jersey are issued easily. The interest percentage is conditional on the borrower's personal information: if you pay off more payday loans, the more favorable terms and rates lenders offer.

APR

30% usury cap

How will Hancock Whitney Bank help issue a payday loan in Lafayette, New Jersey?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed money will be credited to credit card. You won't be asked to attend any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be reviewed within minutes. The money are deposited in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to take out a loan from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A negative factor reviewed by financial institutions is known as bad credit history. But this drawback is not taken as the only one by payday lenders to issue a loan. The lending company review many aspects such as financial solvency to approve the request. Cash advance in Lafayette, New Jersey may help improve your credit history.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the payday loan known as annual percentage rate.

Let's see

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