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What people think about Home Bank?
Simple application. I only entered an ID and a bank account. Very quick lending decision. The first time I was accepted for $300 only. Hope the limit will be more next time. Interest rate is affordable . Paid back the loan even before the due date. If you have difficulties, the term can be also extended.
Sierra Graham
Used Home Bank for the second time. The company is legit. They always keep you updated on your loan. No hidden fees. You can always extend your loan. They are always there when I need extra funds.
Hollie Bogisich
I applied for a $1,000 cash advance when I needed money after car accident. There simply was no other way out. I found this site on the Internet. Other lender charged VERY HIGH rates. One lender denied me, another approved me for a smaller amount but here it got as much as I requested.
Dr. Tommie Fadel
Online application. I only needed an ID and a bank account. Very quick lending decision. The first time I was accepted for $600 only. Hope the available amount will be more next time. APR is fair. Repaid the debt even before the due date. If you wish, the term can be also extended.
Miss Estella Friesen
Simple application. I only entered an ID and a bank account. Very quick lending decision. The first time I was accepted for $300 only. Hope the limit will be more next time. Interest rate is affordable . Paid back the loan even before the due date. If you have difficulties, the term can be also extended.
Sierra Graham
Used Home Bank for the second time. The company is legit. They always keep you updated on your loan. No hidden fees. You can always extend your loan. They are always there when I need extra funds.
Hollie Bogisich
I applied for a $1,000 cash advance when I needed money after car accident. There simply was no other way out. I found this site on the Internet. Other lender charged VERY HIGH rates. One lender denied me, another approved me for a smaller amount but here it got as much as I requested.
Dr. Tommie Fadel
Online application. I only needed an ID and a bank account. Very quick lending decision. The first time I was accepted for $600 only. Hope the available amount will be more next time. APR is fair. Repaid the debt even before the due date. If you wish, the term can be also extended.
Miss Estella Friesen
Pay Attention
The previous three items charactirize a specific lender. But below you can find general details about payday loans.
Payday Loans in Lafayette, New Jersey
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Online payday loans can be the right solution to your unexpected financial difficulties in Lafayette , New Jersey because they are easily obtained and easily paid off. Your APR will depend on your state law or on the company's policy.
30% usury cap
Advantages of Home Bank that offers payday loans in Lafayette, New Jersey
- 24/7 service. This means you can apply and get funds around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are sent to your account very quickly.
- High approval rates. 94% of applicants are approved.
- Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
Then submit an application and wait for approval.
Why people take out payday loans?
Payday loans for bad credit
Having a low credit score automatically disqualifies applicants from getting a bank loan. Payday loans give individuals with a bad credit score an increased opportunity to get approved for payday loans. A payday loan may be the only option available for some individuals to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your needs and pay off your loan commitments in good time.
To get approved for a loan, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
Use the below online calculator to quickly calculate the annual percentage rate and find out the real cost of the loan immediately.
Other Payday Lenders in Lafayette, Louisiana
Republic Finance
675 Enterprise Dr Suite C, Houma, LA 70360, USA
+1 (985) 879-3583
locations.republicfinance.com
All-State Credit Plan, LLC
1103 St Mary St, Thibodaux, LA 70301, USA
+1 (985) 447-1601
www.all-statecredit.com
Republic Finance
4726 E Texas St Ste 210, Bossier City, LA 71111, USA
+1 (318) 741-7136
locations.republicfinance.com
Gulf Coast Bank
3906 NE SE Evangeline Thruway, Carencro, LA 70520, USA
+1 (337) 565-2797
www.gcbank.com
Hancock Whitney Bank
5775 Read Blvd, New Orleans, LA 70127, USA
+1 (800) 448-8812
www.hancockwhitney.com
