Home Bank Payday Loans Review - Lafayette, Louisiana

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5 reviews

5028 Ambassador Caffery Pkwy, Lafayette, LA 70508, USA
+1 (337) 261-9408
www.home24bank.com
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Testimonials

What people think about Home Bank?

Below you read some of the reviews of our customers.
Note

Pay Attention

The previous three items charactirize a specific lender. But below you can find general details about payday loans.

Payday Loans in Lafayette, New Jersey

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Online payday loans can be the right solution to your unexpected financial difficulties in Lafayette , New Jersey because they are easily obtained and easily paid off. Your APR will depend on your state law or on the company's policy.

APR

30% usury cap

Advantages of Home Bank that offers payday loans in Lafayette, New Jersey

  • 24/7 service. This means you can apply and get funds around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are sent to your account very quickly.
  • High approval rates. 94% of applicants are approved.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for approval.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies applicants from getting a bank loan. Payday loans give individuals with a bad credit score an increased opportunity to get approved for payday loans. A payday loan may be the only option available for some individuals to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your needs and pay off your loan commitments in good time.

To get approved for a loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and find out the real cost of the loan immediately.

Let's see

Other Payday Lenders in Lafayette, Louisiana

Chase Bank

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+1 (337) 236-7729

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Monroe Cash Advance

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+1 (318) 361-0312

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American Cash Advance

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+1 (337) 616-9988

www.americancashadvance.net

David Sicard - Mortgage Loan Officer - Eustis Mortgage

11408 Lake Sherwood Ave N, Baton Rouge, LA 70816, USA

+1 (225) 295-1840

www.eustismortgage.com

First National Bank

1890 N Railroad Ave, Arcadia, LA 71001, USA

+1 (318) 263-8482

www.theuncommonbank.com

Calcasieu Financial Services Corporation

3024 Ryan St, Lake Charles, LA 70601, USA

+1 (337) 436-3636

Sun Finance Co LLC

5200 Lapalco Blvd # 7, Marrero, LA 70072, USA

+1 (504) 348-2222

sunfinance.com

All-State Credit Plan

901 The Blvd, Rayne, LA 70578, USA

+1 (337) 334-7237

Money Mart

1312 Edith St, Opelousas, LA 70570, USA

+1 (337) 407-2274

www.moneymart.com