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What people think about BancorpSouth Bank?
BancorpSouth Bank seems nice. They rescued me twice. The first loan approved was small – $500, but next time the limit was increased to $900. Closed the loan as agreed. The staff were amazing, they gave immediate answers to all my questions. No problems. But their rates are average.
Flo Trantow
I want to say Many Thanks to the employees of BancorpSouth Bank. They offer fast solution to any unexpected money troubles. Love them for their quick approval. Applied for a cash advance and got accepted although my credit was bad. I will definitely use this service if I need money in the future.
Brianne Schultz
I asked BancorpSouth Bank for help. Everything was done very fast. Had the money in my account the same day. Employees are very nice. Good experience!
Esmeralda Considine
Good service with competitive rates. They transferred within 3 hours, as I expected. I will use BancorpSouth Bank again if I need financial assistance.
Walter O'Connell
I always use BancorpSouth Bank when it need a cash advance. The application process is quick. No troubles.
Gene Kulas
Pay Attention
The previous three items charactirize a certain lending service. But below you can read general details about payday loans.
Payday Loans in Lafayette, New Jersey
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.
Payday loans may turn out an easy and speedy solution to a short-term problem in Lafayette, New Jersey. Loans from payday lenders can get you cash within a few hours. Your interest rate will depend on a few things.
30% usury cap
Advantages of BancorpSouth Bank that offers payday loans in Lafayette, New Jersey
- Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Then click “Submit” and wait for a decision.
Payday loans for bad credit
A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to individuals with a poor credit history. Payday loan approvals depend very much on specific factors. Lenders will pay attention to your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.
To get accepted for a loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Other Payday Lenders in Lafayette, Louisiana
Sabine State Bank and Trust Company
2087 Obrie St, Zwolle, LA 71486, USA
+1 (318) 645-6147
www.sabinebank.com
Edward Jones - Financial Advisor: Reid McLellan, CFP®
8451 LA-23 Suite 3, Belle Chasse, LA 70037, USA
+1 (504) 392-9088
www.edwardjones.com
Hancock Whitney Bank
880 San Antonio Ave, Many, LA 71449, USA
+1 (800) 448-8812
www.hancockwhitney.com
Payday Money of Lake Charles
1335 E Prien Lake Rd, Lake Charles, LA 70601, USA
+1 (337) 478-8900
paydayloanservices.org