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What people think about American Bank & Trust Co?
I applied for a $1,000 cash advance when I needed money after vacation. There simply was no other way out. I found this lender on the Internet. Other lender charged VERY HIGH rates. One lender refused me, another accepted me for a smaller amount but here it got as much as I needed.
Prof. Ezequiel Abbott
Many thanks to American Bank & Trust Co. I recently had some troubles with repaying my mortgage and they approved me for a cash advance. Best company! Managed to cover my issues and signed with relief.
Liliane Heaney
Good service with affordable rates. They money the same day, as promised. I will use American Bank & Trust Co again if I need temporary help.
Floyd Romaguera
Important
The above-given information provides the details about a specific financial institution. The information below is about general information about payday loans.
Payday Loans in Lafayette, New Jersey
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Payday loans in Lafayette, New Jersey is are simple to get. The interest rate is individual for each borrower and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.
30% usury cap
Advantages of American Bank & Trust Co that offers payday loans in Lafayette, New Jersey
- 24/7 service. This means you can apply and get funds around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account very quickly.
- High approval rates. 94% of applications are approved.
- Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
Then submit your online application to get an offer from one of loan providers.
Why people apply for payday loans?
Payday loans for bad credit
A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to consumers with a poor credit score. Payday loan approvals depend very much on specific aspects. Lenders will look at your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and without delays.
To get accepted for a payday loan, you have to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to apply for a loan, you can use an online calculator. It will show the real APR of your payday loan.
Other Payday Lenders in Lafayette, Louisiana
Sandra's Payday Loans
240 W Mills Ave # 109, Breaux Bridge, LA 70517, USA
First Heritage Credit
40497 Black Bayou Ext, Gonzales, LA 70737, USA
+1 (225) 644-6606
www.1stheritagecredit.com