Excel Finance Payday Loans Review - Lafayette, Louisiana

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4.9 75 reviews

Loan agency in Lafayette, Louisiana

Organization owner?

1527 Ambassador Caffery Pkwy, Lafayette, LA 70506, USA

+1 (337) 991-9119

www.excelfinco.com

Friday

8AM–6PM

Saturday

Closed

Sunday

Closed

Monday

8AM–6PM

Tuesday

8AM–6PM

Wednesday

8AM–6PM

Thursday

8AM–6PM

Domain Info

What people think about Excel Finance?

Below you see some of the testimonials of our customers.

Note

Pay Attention

Below you can review general information about payday loans and their common characteristics.

Payday Loans in Lafayette, New Jersey

Payday loans are short-term loans originally designed to tide people over until payday. You can usually borrow from $100 to $1,000.

It is trouble-free and fast to get accepted for payday loans in Lafayette, New Jersey. The APR will be set individually for each applicant and will depend on the personal details the borrower filled in.

APR

30% usury cap

Advantages of Excel Finance that offers payday loans in Lafayette, New Jersey

Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive money. The funds will be transferred to your bank account the same day or the next day.
Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a couple of minutes to submit the application. The funds are sent to your account as quickly as possible.
94% of applicants accepted. Almost all adult people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.

Fill out an application

Information needed to complete a loan application

You will be required to enter the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get a loan offer from one of the lenders.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Payday loans are perfect for borrowers with a credit report that's less than perfect, or who have little to no credit history. Bad credit history may stop you from getting approved for a bank loan. Payday lenders in Lafayette, nj work with people with bad credit. You can apply for a bad credit payday loan online 24/7 and if successful could have the money in your account within the hour.

To get approved for a cash advance, you must comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the cash advance loan in a few minutes.

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