American Cash Advance Payday Loans Review - Lafayette, Louisiana

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4.7 13 reviews
Loan agency in Lafayette, Louisiana

2505 Moss St, Lafayette, LA 70501, USA
+1 (337) 264-6077
www.americancashadvance.net
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–6PM

Domain Info

Created Date

2005-09-07

Mailing Address

DomainsByProxy.com 2155 E Warner Rd

Tempe

Arizona

85284

United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

americancashadvance.net@domainsbyproxy.com

+1.4806242599

+1.4806242598

Testimonials

Feedback about American Cash Advance?

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Pay Attention

Above-shown info offers the details about a exact lender. Below-specified info is oriented on general information about payday loans.

Payday Loans in Lafayette, New Jersey

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.

Such financial products as payday loan in Lafayette, New Jersey is taken out easily and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more cash advance you pay back off, the more reasonable rates a borrower will recieve.

APR

30% usury cap

How will American Cash Advance help take out a payday loan in Lafayette, New Jersey?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Funds are issued around the clock. The loan will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to reject the loan. Payday lenders do not consider this factor the only one to issue a loan in Lafayette, New Jersey. They assess many other factors before taking out a cash advance. One of them is solvency. This is a way to enhance your credit score.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the APR of the payday loan, you are welcome to utilize the calculator. It will determine the cost of the cash advance.

Let's see

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Sabine State Bank & Trust Co

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Chase Bank

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Community Bank of Louisiana

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Oupac Financial Services

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oupac.com

Speedy Cash

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Century Loans

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www.centuryloansla.com