Payday Express Payday Loans Review - Houma, Louisiana

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Loan agency in Houma, Louisiana

936 Grand Caillou Rd, Houma, LA 70363, USA
+1 (985) 851-7151
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
10AM–2PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–6PM
Testimonials

What people think about Payday Express?

Below you read some of the reviews of our customers.
Note

Important

Above there is information about a definite company. Below you can see common aspects of payday loans.

Payday Loans in Houma, Louisiana

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Payday loans may be an easy and speedy solution to a short-term problem in Houma, Louisiana. Loans from payday lenders can get you money within a few hours. Your APR will depend on a few factors.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Advantages of Payday Express that offers payday loans in Houma, Louisiana

  • 24/7 application. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account within a few hours.
  • High approval rates. 94% of borrowers are accepted.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit rating you may still get approved for a payday loan. Such loans are created to help meet the needs of applicants with less than perfect credit scores. There are lenders who may be ready to give you a payday loan even if you have a bad credit rating. You will need a stable income to get accepted for a bad credit payday loan.

To get approved for a loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the cash advance loan in a few minutes.

Let's see

Other Payday Lenders in Houma, Louisiana

Security Finance

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+1 (985) 857-3596

www.security-finance.com

Walmart Money Center

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Cooper Credit Corporation Inc

4220 Florida St # B, Baton Rouge, LA 70806, USA

+1 (225) 923-0800

www.coopercreditinc.com

BancorpSouth Bank

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+1 (225) 769-6317

www.bancorpsouth.com

All-State Credit Plan, LLC

714 N Parkerson Ave, Crowley, LA 70526, USA

+1 (337) 422-7015

Cash Exchange

12579 Lake Charles Hwy, Leesville, LA 71446, USA

+1 (337) 537-9604

Home Bank

5028 Ambassador Caffery Pkwy, Lafayette, LA 70508, USA

+1 (337) 261-9408

www.home24bank.com

Woodforest National Bank

1200 W Oak St, Amite City, LA 70422, USA

+1 (985) 748-2552

www.woodforest.com

Southern AgCredit

2042 E 70th St, Shreveport, LA 71105, USA

+1 (318) 797-0140

southernagcredit.com