Homer Loans & Insurance Inc Payday Loans Review - Homer, Louisiana

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Loan agency in Homer, Louisiana

413 N Main St, Homer, LA 71040, USA
+1 (318) 927-0039
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Testimonials

What people think about Homer Loans & Insurance Inc?

Below you get acquainted with some of the reviews of our customers.
Note

Important

The previous three items describe a definite company. But below you can find common details about payday loans.

Payday Loans in Homer, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

It is simple and fast to get accepted for payday loans in Homer, New York. The APR will be set specifically for each applicant and will depend on the personal information the applicant provided.

APR

25% small loan cap

Advantages of Homer Loans & Insurance Inc that offers payday loans in Homer, New York

  • Apply around the clock. You can use the online service 24/7. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit history you may still be able to take out a payday loan. Such loans are created to help meet the needs of clients with bad credit scores. There are lenders who may be pleased to give you a payday loan even if you have a poor credit rating. You will need a steady income to get accepted for a bad credit payday loan.

To get approved for a loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and find out the definite cost of the loan immediately.

Let's see

Other Payday Lenders in Homer, Louisiana

Hearn's Payday Loans

815 Marion Hwy, Farmerville, LA 71241, USA

+1 (318) 368-6112

www.easyloan.click

Ronald B Dunaway Check Cashing

311 Robert St, Slidell, LA 70458, USA

+1 (985) 641-1105

Southland Finance Co

627 Acton Rd, Marksville, LA 71351, USA

+1 (318) 240-9971

Cross Keys Bank

1913 N Julia St, Rayville, LA 71269, USA

+1 (318) 728-6380

www.crosskeys.bank

First American Bank & Trust

17235 US-90, Des Allemands, LA 70030, USA

+1 (985) 758-2763

www.fabt.com

Origin Bank

2790 Airline Dr, Bossier City, LA 71111, USA

+1 (318) 213-5800

www.origin.bank

St. James Credit, LLC

101 N Millet Ave, Gramercy, LA 70052, USA

+1 (225) 869-4300

www.stjamescredit.com

Bank of Gueydan

111 Main St, Gueydan, LA 70542, USA

+1 (337) 536-9203

bankofgueydan.com

Citizens Finance

800 3rd St B, Kentwood, LA 70444, USA

+1 (985) 229-2700