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What people think about Pelican State Credit Union?
Applied for a payday loan second time. Got denied! No idea WHY! No explanation. Tricky company.
Dr. Brady Kuvalis PhD
Wasted too much time with this lender. They charge hidden fees! Seek elsewhere
Prof. Eriberto Gleichner
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Below you can see general information about payday loans and their common features.
Payday Loans in Hammond, New York
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Payday loans are the easiest loans to qualify for in Hammond, New York. The entire process is straightforward. They are appoved right away and come with individual interest rate. It will be influenced by the borrower’s personal data.
25% small loan cap
Advantages of Pelican State Credit Union that offers payday loans in Hammond, New York
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive money. The funds will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a couple of minutes to fill out the application. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Information needed to complete a loan application
As soon as you fill out an application, submit it and recieve the offer.
Why people apply for cash advances?
Payday loans for bad credit
Bad credit rating can often be an obstacle to getting a bank loan. A payday loan can help individuals who have low credit scores or have no credit score. But we remind you that as with any debt you should only dare applying for a payday loan if you are convinced that you can afford payments in good time.
To get accepted for a loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to apply for a payday loan, you can use an online calculator. It will show the real APR of your cash advance.
Other Payday Lenders in Hammond, Louisiana
Louisiana Federal Credit Union
15689 E Airline Hwy, Norco, LA 70079, USA
+1 (985) 652-4990
www.louisianafcu.org
