Louisiana Federal Credit Union Payday Loans Review - Gramercy, Louisiana

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3.8 6 reviews

1643 LA-3125, Gramercy, LA 70052, USA
+1 (985) 652-4990
www.louisianafcu.org
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
10AM–5PM
Testimonials

What people think about Louisiana Federal Credit Union?

Below you see some of the reviews of our customers.
Note

Important

The previous three items charactirize a peculiar company. But below you can read general details about payday loans.

Payday Loans in Gramercy, Louisiana

Payday loans are short-term loans originally invented to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Online payday loans can be the best solution to your sudden financial issues in Gramercy , Louisiana because they are easily approved and easily repaid. Your APR will depend on your state law or on the company's policy.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Advantages of Louisiana Federal Credit Union that offers payday loans in Gramercy, Louisiana

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies applicants from getting a bank loan. Payday loans give individuals with a poor credit score an increased chance to get approved for payday loans. A payday loan may be the only loan available for some clients to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your needs and pay off your loan commitments in a timely manner.

To get accepted for a loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a loan, you can use an online calculator. It will show the precise APR of your cash advance.

Let's see

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Eunice Financial Services Inc

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ATM (Regions Bank)

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Thrifty Loans LLC

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Liberty Tax and Loans

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American Bank & Trust

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ATM (Regions Bank)

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